INTERIM LEGAL · INSURANCE LAW · INSURANCE REGULATION
Interim insurance lawyers for policy wordings and insurance regulation
Alpinum Solutions provides interim insurance lawyers to insurers, reinsurers, insurance intermediaries and companies with their own insurance programmes in Switzerland, Germany and Austria. They take on policy wordings, distribution and intermediary agreements, outsourcing and regulatory matters – from junior to senior, via staff leasing or freelancing, part-time or full-time, individually or as a team. Your legal department directs the assignment.
In an insurer's legal department, contract law and supervisory law meet: a new product needs terms and conditions, sales documents and a check against regulatory requirements. When a lawyer is absent or a larger project comes up, this combination is quickly missing. Alpinum selects professionals by line of business (life, non-life, health, reinsurance), governing law, languages and seniority and provides them. Insurance and reinsurance are among the industries in which Alpinum has had assignments in the last 24 months. Alpinum does not provide legal advice.
The typical assignments below are example scenarios, not individual client cases.
Typical assignments in insurance law
Revising policy wordings or launching a new product
Drafting or updating general terms and conditions, product information and application forms, aligning them with product management, actuarial and sales, and preparing them for internal approval. Duration: a few weeks to several months. Workload: usually 50 to 100%.
Vacancy or parental leave in an insurer's legal team
Continuing the day-to-day legal work of a line of business: assessing coverage and claims questions, answering complaints and ombudsman cases, advising business units. Duration: until the position is filled or the return, often several months. Workload: usually full-time.
Regulatory matters and governance documentation
Updating policies, regulations and documents on governance and key functions, coordinating requests from the supervisory authority internally, following up on audit reports. Duration: several months. Workload: often part-time alongside the legal department's daily work.
Distribution, intermediaries and outsourcing
Reviewing and harmonising intermediary, cooperation and commission agreements, negotiating and documenting outsourcing agreements with service providers. Duration: a few weeks for one contract portfolio, longer when distribution is reorganised. Workload: part-time or full-time, as a small team for large portfolios.
Interim insurance lawyer: what insurance regulatory lawyers take on in your team
Insurance contract law
Drafting and interpreting wordings, clarifying coverage questions, supporting claims and recourse cases legally. The professional works in-house with claims, underwriting and product management.
Insurance supervisory law
An insurance regulatory lawyer keeps the documents management and the supervisor expect up to date: governance documents, outsourcing, licence and change filings. In Switzerland the supervisor is FINMA, in Germany BaFin, in Austria the FMA – which professional fits depends on the authority your company reports to.
Distribution and intermediary law
Reviewing distribution agreements, advice and documentation processes and partnerships with banks or platforms, and implementing them with sales.
Reinsurance and corporate insurance
Reviewing reinsurance treaties and wordings; on the client side, supporting a company's insurance programme legally, for example at renewals or in large claims.
Scope
This page covers insurance and insurance supervisory law. Implementing general regulatory projects across industries belongs to the practice area Regulatory Compliance & Regulatory Change; for compliance functions without a legal focus, see interim compliance.
Insurance lawyers from junior to senior
- Junior (0–2 years): screening contract portfolios against a checklist, preparing wording comparisons, drafting complaint responses, compiling documentation for regulatory matters.
- Mid-level / experienced (3–6 years): handling policy wordings and intermediary agreements independently, assessing coverage questions, negotiating outsourcing agreements, advising business units.
- Senior (7+ years): leading the legal work for a line of business or a regulatory project, point of contact for management and key function holders, coordinating external law firms and the supervisor.
Your company sets tasks, priorities, reporting line and approvals. In staff leasing, the right to give professional instructions generally lies with you; the professional is integrated into your legal department. In freelancing, the professional delivers an agreed part, such as revising a set of wordings, independently within the mandate.
Engagement models for insurance lawyers in Switzerland, Germany and Austria
Workload ranges from 20 to 100%. Anyone working with portfolio data, claims files or regulatory correspondence is usually integrated into your processes via staff leasing; a defined project such as a wording comparison also suits freelancing.
Switzerland
Staff leasing (Personalverleih) or freelancing; in staff leasing your contract is with Alpinum Solutions AG.
Germany
Temporary agency work (Arbeitnehmerüberlassung) or freelancing; the contracting party for agency work is Alpinum Solutions GmbH. Framework and process in the German market: interim lawyers in Germany.
Austria
Assignments run as freelancing or as staff leasing via the German or the Swiss company.
Limits
Alpinum is neither a law firm nor an insurance intermediary. Legal opinions, litigation and responsibility towards the supervisor remain with your company and your advisers. The professional only gets access to customer and health data to the extent you define.
Process: from line of business to profile
01 · Clarify line of business and task
Which line of business, which governing law, which supervisor, which languages? Plus duration, workload and whether one person or a team is needed.
02 · Review profiles
Selected profiles reach you within 48 hours. Interviews and selection are up to you; you and Alpinum set the start date together, with no guaranteed date.
03 · Onboarding
Access, wording and contract portfolio, policies and contacts in claims, product and compliance are ready at the start.
04 · Adjust or hire
Workload and duration can be adjusted during the assignment; a move into your team (temp-to-perm) is also possible.
What interim insurance lawyers cost
Daily rate ranges, excl. VAT, as of 18 October 2026. Austria uses the German ranges.
- Junior, 0–2 years: CHF 600–800 in Switzerland; EUR 480–720 (staff leasing) or EUR 720–960 (freelancing) in Germany and Austria
- Experienced, 3–6 years: CHF 800–1'200 in Switzerland; EUR 720–960 (staff leasing) or EUR 960–1'360 (freelancing) in Germany and Austria
- Senior, 7+ years: CHF 1'200–1'800+ in Switzerland; EUR 960–1'440+ (staff leasing) or EUR 1'360–2'000+ (freelancing) in Germany and Austria
For a large contract portfolio, splitting the work lowers costs: juniors prepare comparisons, an experienced professional decides the open points. How interim costs compare with permanent hiring and external fees is explained in the guide cost models in interim legal and compliance.
FAQ on interim insurance lawyers
Do we need someone with experience at an insurer?
For wordings, claims questions and regulatory matters, usually yes. For a contract portfolio with intermediaries or service providers, solid contract experience plus onboarding into your line of business is often enough. We clarify this in the first call.
Can the professional cover the law of several countries?
Tell us the jurisdictions your products and entities fall under. We propose profiles that know these countries, or a small team if one profile does not cover everything.
Can the interim professional hold a key function?
Formal functions are possible via staff leasing or freelancing, depending on your requirements and the rules of the country concerned. Whether a specific function may be filled this way is for you to clarify with your supervisor and advisers.
Do you also place insurance lawyers outside the insurance industry?
Yes. Industrial and trading companies use insurance lawyers for their insurance programme, for example at renewals, in coverage disputes or large claims.
How quickly can we start?
You receive selected profiles within 48 hours; the start depends on interviews, the professional's notice period and your onboarding.
Related services: interim compliance for insurers and financial institutions · vacancy cover in the legal department · contract review lawyers. Overview of all practice areas: interim legal support for companies and law firms.
Discuss your needs: support in insurance law
Tell us the line of business, country and project. Within 48 hours you receive selected profiles of insurance lawyers.